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Web how to take out student loans without parents 1. Web to get a student loan without a parent, you will need to be considered an independent student — or find other resources to finance your education. Nearly all students who complete this form will be. Web how to take out student loans without your parents take out a federal student loan as an independent student. Web to qualify for a federal student loan, you must fill out the free application for federal student aid (fafsa). Fill out the fafsa form. Most undergraduate students are considered. You don’t need any parent information to apply. Get federal student loans as an independent student. Web four action steps to get a student loan without a parent 1.